dental insurance
All full-time employees receive the option of joining our fully comprehensive dental insurance plans. We offer two (2) different Network options within the same Dental Plan.
Who is Covered
Each full-time employee receives a comprehensive health insurance package for themselves, their spouse, and dependents.
Effective Date for New Hires and Employees Promoted from Part time to Full Time
The effective date is when your initial enrollment begins, which is the first day of the month after completing a 90-day waiting period as a full-time employee.
Insurance Carrier Information
Delta Dental of Minnesota
Phone #: 1-800-448-3815
Networks: Premier Network and PPO Network
More Details
The Benefit summary describes our insurance offerings in more detailed are attached, and you should review those carefully. The same benefit summary is also available during your enrollment process on our Employee Portal (UKG).
You will receive notifications via our Employee Portal (UKG) as a checklist within the first 14 days of employment. Please ensure that you complete the required benefit checklist even if you choose to waive insurance.
PLEASE NOTE
1) Hirshfield's does NOT provide FSA debit cards
2) You can only use the HSA with the HDHP (High Deductible) plans
3) You can only use the Full FSA with the PPO plans - Receipts for reimbursement have to be submitted to HR monthly and will be reimbursed via Direct Deposit as indicated on your payroll Direct Deposit, unless requested differently in writing to HR.
4) You can establish a LIMITED FSA with the High Deductible plans for Dental and Vision only--Receipts for reimbursement have to be submitted to HR monthly
DISCLAIMER
This presentation and benefit communication highlights many of Hirshfield’s benefits. Every effort has been made to ensure the accuracy of this information. However, the actual administration of the plans Is governed by the plan documents and insurance agreements. In the event of a discrepancy between this communication and the plan documents and agreements, the plan documents and agreements take precedence.